Help protect your income and assets from the financial hardship a disabling accident can mean with Earnings Guard® - PGA’s Accident Disability Income Insurance Plan. Earnings Guard® pays monthly benefits up to $2,000, not to exceed 60% of your Pre-Disability Earnings, if you become disabled from a covered accident and are unable to work in your usual job.

Earnings Guard includes an elimination period of 90 days, and acceptance is guaranteed to PGA professionals, under age 60 who reside in the United States and are actively-at-work, at least 20 hours or more per week.

*This is a listing of highlights for the above insurance plan. Be sure to review the entire website for a detailed plan description.

Important Notes:

This website explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued.  In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.

Answers about the program, including eligibility, options, customer service and more.